Risk mitigation and credit management solution for your business
Neural Technologies’ Application Risk product provides application risk mitigation for enterprises, offering a valuable solution to assess any type of loan or application in real-time. It offers fast, accurate accept/decline/defer decisions that are vital for credit management in a fast-paced operating environment.
The Optimus solution provides personalized credit limit recommendations, and where applicable, advocates credit management strategies such as collection of a deposit. It provides an adaptive and powerful solution to your application processes. This not only provides you with effective and consistent management decisions, but helps greatly optimize your application workflow. Customer acquisition can be automated and accelerated, boosting your ability to assess and acquire customers which may traditionally have been missed due to cautious and generalized risk model applications.
Rapidly scalable solution
Optimus Application Risk can be deployed rapidly, and is quickly scalable to meet growing application demands. As well as on-premise implementation, a hosted environment solution can further accelerate adoption, reducing resource requirements and operational expenditure. There is no large upfront fee, providing an effective solution with a simple monthly subscription charge. All security and maintenance issues are undertaken by Neural Technologies, further reducing the demand on internal enterprise IT resources.
The artificial intelligence and machine learning solutions of the Optimus Platform have delivered successful credit mitigation for clients around the world for decades. The advanced analytics and neural predictive modeling provides a solution which delivers real value for credit management in application settings. The solution offers complete control over data access, decision workflow, business rules, policy rules, analytical models, and configuration and reporting, providing clear oversight of the application process.